Smart Texas Buying Starts With Strategy, not Surprises.
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Helping executives, investors, and relocating professionals avoid the $50K+ hidden cost trap in DFW, Austin, Houston, and San Antonio.
Applies to:
✔️ New Construction Homes ( up 2.5%) and Resale (up to 1.5%*)
✔️ Luxury Resale Properties ($400K+)
✔️ Corporate and Executive Relocations
Resale rebates are slightly lower than our new construction rebates because seller-paid commissions and margin structures are different. Rather than stripping service to chase the highest rebate, we maintain a sufficient commission to negotiate effectively, manage risk, and protect your long-term costs.
How Your Texas Buyer Rebate Works
Register Early
Before touring model homes, scheduling showings, or visiting a builder, register with Mimi Johnson, The Texas Rebate Realtor® and ensure she is listed on all builder sign-in sheets and registration forms.Work Exclusively with Mimi
A fully executed Buyer Representation Agreement must be in place before any property tours. This protects your rebate eligibility and ensures your interests are represented from offer to close.Earn Your Rebate at Closing
At closing, receive up to 2.5% back credited toward allowable buyer costs, lender-approved rate buy-downs, or issued as a post-closing rebate check.
(All rebates are paid solely from Mimi Johnson’s earned commission and applied per TREC and lender compliance guidelines.)
Why Savvy Buyers Choose Mimi, The Texas Rebate Realtor
Luxury-Level Strategy for Smart Buyers
Luxury-Level Strategy for Smart Buyers
From builder incentive audits to ROI modeling, Mimi ensures your purchase aligns with long-term wealth goals.
Insurance & Risk Expertise 23+ Years
Insurance & Risk Expertise 23+ Years
Unmatched background in insurance underwriting and risk management, giving clients an edge in negotiation, contract protection, and hidden-cost prevention.
Institutional & Executive Experience
Institutional & Executive Experience
$2.5M+ personal real-estate portfolio and $28M+ in commercial underwriting oversight bringing Fortune 500 level analysis to every transaction.
Professional & Discreet Rebate Process
Professional & Discreet Rebate Process
Receive elite service and savings with full TREC and lender compliance. Every rebate is handled seamlessly, without the perception of a “discount agent”.
Top FAQ
Top FAQ
Q1. How do I qualify for the rebate?
Q1. How do I qualify for the rebate?
You must sign a Buyer Representation Agreement with Mimi Johnson before viewing homes or visiting any builder. Mimi must be listed as your Buyer’s Agent on all registration forms and contracts.
Q2. How much can I receive back?
Q2. How much can I receive back?
You can receive up to 2.5% of the purchase price, depending on your selected service level and the total commission paid by the seller or builder.
Q3. Does this affect my purchase price or builder incentives?
Q3. Does this affect my purchase price or builder incentives?
No. The rebate is paid from Mimi Johnson’s earned commission and does not change the home’s price, incentives, or builder promotions.
Q4. Can I use the rebate for my down payment?
Q4. Can I use the rebate for my down payment?
No. Per lender and TREC rules, rebates cannot be applied to down payments or earnest money. They can only go toward closing costs, prepaids, or rate buy-downs.
Q5. When will I receive my rebate, and how does it work for cash vs. financed buyers?
Q5. When will I receive my rebate, and how does it work for cash vs. financed buyers?
For Financed Buyers:
Your rebate is typically applied at closing as a credit toward allowable costs, such as title fees, prepaids, or a lender-approved rate buydown.
Because lenders have strict limits on total buyer credits, the rebate cannot be used for your down payment or earnest money, but it reduces your total amount due at closing.
Example (Financed Buyer):
Home price: $500,000
Total estimated buyer costs at closing (after down payment): ~$14,000
Rebate: 2.0% = $10,000
Lender allows full credit, so you bring about $4,000 less to closing.
This means the rebate covers the majority of your title fees, lender fees, and prepaids — instantly lowering your cash-to-close requirement.
For Cash Buyers:
Since there’s no lender involved, cash buyers may choose how their rebate is applied. You can:
Request it be credited directly on your Closing Disclosure to offset title and escrow costs, or
Receive it as a post-closing rebate check, once title confirms funding and commission disbursement.
Example (Cash Buyer):
Home price: $600,000
Rebate: 1.5% = $9,000
Title costs and taxes: ~$4,000
You may receive the remaining $5,000 as a rebate check within a few days after closing (per title disbursement timeline).
In short:
Financed buyers use the rebate to reduce closing costs.
Cash buyers can choose between a closing credit or a post-closing check since no lender restrictions apply.
Either way, your rebate directly increases your net savings at closing.
Q6. Does this work on resale homes too?
Q6. Does this work on resale homes too?
Yes. Rebates apply to resale homes priced $400,000 or higher and luxury new-construction purchases statewide.
Q7. What if I’m relocating from another state?
Q7. What if I’m relocating from another state?
Yes. To protect your rebate eligibility and ensure representation, you must work exclusively with Mimi Johnson as your Realtor® throughout your home search and purchase.
Q9. What’s excluded from the rebate?
Q9. What’s excluded from the rebate?
Custom or semi-custom builds, homes under $355,000, and commercial properties are not included in this rebate program.
Q10. How is this compliant with TREC and lender rules?
Q10. How is this compliant with TREC and lender rules?
All rebates are disclosed in writing, paid from Mimi Johnson’s commission, and applied according to Texas Real Estate Commission (TREC) and lender compliance requirements.
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